Crypto in.
X Money out.
24/7 OTC infrastructure designed to turn crypto into X Money payouts.
Target settlement: within 30 minutes*
*Subject to blockchain confirmation, transaction verification, compliance checks, banking/payment availability, and applicable limits.
Crypto
Supported asset deposit
Xdesk
Verify · settle · orchestrate
X Money
Payout to your X handle
Process
How Xdesk works
STEP 01
Enter your X handle
Tell Xdesk where the payout should go.
STEP 02
Send crypto
Send the required amount of supported crypto to the provided deposit address.
STEP 03
Xdesk settles
Xdesk verifies the transaction and converts/settles against its fiat liquidity.
STEP 04
Receive X Money
The corresponding payout is sent to the specified X handle.
From your wallet to your X handle: one orchestrated route.
Crypto intake, verification, fiat liquidity and payout orchestration handled as a single workflow.
The liquidity model
Built around pre-funded liquidity
Xdesk maintains access to a fiat-funded banking/payment account that provides the liquidity required for payouts.
When a user sends crypto to Xdesk, the service does not need to wait for the crypto to be converted before initiating the intended payout. Subject to verification and operational conditions, the payout can be funded from the existing fiat liquidity pool.
Fiat liquidity
$10M
XdeskInflow
Crypto deposits
Outflow
X Money payouts
Speed
Built for speed
<30MIN
Our target is to complete eligible payouts within 30 minutes after the user's crypto transaction has been confirmed and required verification checks have been completed.
30 minutes is a target: not a guaranteed settlement time
0:00
Deposit initiated
T+conf
Blockchain confirmation
T+verify
Transaction verification
T+fund
Fiat payout initiated
T+done
X Money received
Fees
Simple 5% fee
Every completed transaction is subject to a 5% service fee.
The project intends to use the designated fee allocation to purchase $XDESK from the market and permanently remove tokens through burns, subject to applicable laws, market conditions, and the project's final implementation.
Tokenomics
$XDESK
Bracketed fields will be published by the project. No supply, liquidity, listing, audit or treasury figures are represented here.
Buyback & burn
Transaction activity → token demand
The buyback-and-burn mechanism is designed to connect activity on the Xdesk platform with demand for the XDESK token. It does not guarantee token price appreciation.
The Xdesk flywheel
Real transaction activity. On-chain token economics.
Supply reduction → back to users
Security & compliance
Trust is infrastructure
Xdesk is designed around layered controls across every stage of the settlement route.
01
Transaction monitoring
02
Blockchain confirmation
03
Wallet screening
04
Fraud prevention
05
Sanctions / compliance screening where applicable
06
Payout verification
07
Transaction limits
08
Operational risk controls
09
Banking / payment-provider requirements
Read the full picture.
Settlement, liquidity, token economics and legal considerations: documented in the Xdesk white paper.